Focused business lines
Each line solves its own problem and can be adopted on its own. Where the shared Fidevo fabric helps, it is available; where it does not, it stays out of the way.
Fidevo Group · Est. 2026
One group. Six businesses. Ten lines.
Six businesses, each with its own domain, and ten business lines underneath them. Each line is built to work standalone. The wider Fidevo fabric, covering shared identity, evidence, workflow and analytics, is optional: adopted only where it adds value, and never required.
Status legend
Statuses on this site describe the level of evidence
Nothing here should be read as a claim of availability beyond the status shown.
Confirmed real usage today.
Fidevo Group · Register
The six businesses
Status as filed · Sep 2026
- 01Fidevo Financefidevofinance.io ↗
The group's financial infrastructure business: MY10 payment orchestration, the Symbiote operating fabric, E-SMEs micro-applications, three governed business applications and MiscellApps, twenty-two standalone operational applications. Seven lines, one shared evidence standard.
Live7 lines - 02Fidevo AI Labsfidevoailabs.ai ↗
AI Governance sets the rules for what AI may do: ENGRAM, AI Guardian. AI Delivery builds inside those rules: Metaskill, the delivery factory, and AI Handover, the continuity ledger. Authority before autonomy, always.
Live1 line - 03MacroSpheramacrosphera.ai ↗
A governed AI platform for public financial institutions: central banks, supervisors, ministries, treasuries and international financial institutions. Modular Spheres, deterministic execution, complete audit trails. Delivered as an on-premise licence, not a subscription.
Early accessStandalone - 04ClariUseclariuse.ai ↗
The global rights, compliance and provenance operating system for digital assets and AI. Fourteen suites, from chain of title to AI data-use, with human review at every gate. Decision support, never a regulator.
Design intent1 line - 05e-lifee-life.ai ↗
The group's consumer business: a privacy-led marketplace of 72 focused applications across eight life zones, sharing one identity, one evidence layer and one export path. No advertising, no data sold. Fully specified, unbuilt.
Design intentStandalone - 06TokAItokai.global ↗
The group's usage-credit bank: one TokAI credit equals one customer credit, bought in Bank Packs via the live Credit Hub and spent across every eligible capability. One wallet and one metering standard, portfolio-wide.
Live1 line
The ten lines
Grouped by business
Fidevo Finance7 lines
- 01E-SMEs
Seventy-two no-licence micro-applications for small and medium businesses, each solving one bounded operational problem on its own, for under 200 euros a month. Growth starts with small smart moves; deeper capabilities stay optional.
Design intent - 02Symbiote
Fidevo's company operating fabric: sixteen specialised, interoperable capabilities adopted one business problem at a time and connected through governed hand-offs, including the Atlas-8 operating model inside Symbiote. Evidence-backed decision support and controlled workflow, never regulated execution or binding automated decisions.
Design intent - 03MY10
Business payment orchestration made by Europeans for Europeans: prepare, route, observe and reconcile eligible payment journeys in one controlled view. Regulated execution stays with authorised partners. Currently Trust Level 1, synthetic data only.
Early access - 04MiscellApps
Twenty-two standalone operational applications for the needs generic platforms treat as edge cases, each a focused system of record that works without the wider Fidevo estate. Five are live today; the rest follow.
Live - 05Operion ERP
A governed ERP and operational system of record that turns everyday activity into typed, controlled and auditable records moving reliably across finance and operations. Order that moves. Foundation built, not yet released, provisional.
Early access - 06Continuum CRM
Relationship intelligence and growth orchestration: one CRM turning every interaction and commitment into governed commercial context, with revenue agents acting only under explicit permission. Technical foundation exists; full build planned, not yet released.
Early access - 07Panorama BI
Evidence-backed business intelligence that converts governed data into reproducible metrics, forecasts and board-ready decisions, each with its formula, source and review state visible. Clarity with lineage. Foundation built; not yet released, provisional name.
Early access
Fidevo AI Labs1 line
ClariUse1 line
TokAI1 line
MacroSphera is a standalone product. It carries no line from the ten. e-life: 72 consumer applications, eight life zones.
- Live
- Confirmed real usage today.
- Early access
- A real technical build exists; not yet generally available.
- Design intent
- Named and specified; not yet built or proven live.
Operating model
How Fidevo works
Evidence and trust, not overclaiming
Internally, capabilities start in a sandbox and are promoted only on recorded evidence. Publicly, that discipline shows up as the honest status on every line. Read the governance model.
TokAI usage credits
TokAI is the shared usage-credit system that meters consumption across the portfolio. It is underlying infrastructure only: it is not client-facing and has no product of its own.
Enquiries
Talk to Fidevo
Adoption usually starts from one business problem. Tell us which one and we will tell you honestly what exists today.